75428 Home Values

Commerce is a college town built around East Texas A&M, and the housing stock reflects that split personality. Close to campus, you'll find duplexes, student rentals, and small brick homes from the 1950s through 1970s that have been gutted and fitted with granite and vinyl plank. Head east along FM 512 and the lots open up. The East Oak Creek subdivision brought Bloomfield Homes' new two-story construction starting in the low $300s.

Price per square foot in 75428 landed roughly $34 below the Hunt County benchmark this quarter — a gap of more than 20% — based on MLS data for recent closings in 75428. While the county as a whole averaged around $160 per square foot, transactions in this zip settled near $126. Sellers here also received a smaller share of their asking price than the county norm, and the share of closings involving concessions approached half of all deals. A year-over-year price decline in the high single digits underscores that 75428 is tracking meaningfully softer than the broader Hunt County market, with the limited sample suggesting these directional gaps are real, if not yet precisely bounded.

The pipeline in 75428 points toward continued softness. With roughly 155 active listings and only about two dozen pending contracts, the absorption rate sits well below Hunt County's pace — the county's pending-to-active ratio runs nearly twice as high. New listing activity has outpaced contract activity by a wide margin, and months of supply have edged above 14, a level that historically tilts negotiating conditions toward buyers. Directionally, the data suggests buyers in 75428 hold more leverage than those in surrounding Hunt County markets, though the moderate transaction volume warrants caution in drawing firm conclusions.